Caroline RakerDiscover how financial wellness programs boost employee well-being, productivity, and loyalty. Learn strategies to reduce financial stress and maximize workplace benefits.
Caroline RakerStay on top of retirement plan compliance with this year-round guide. Discover key deadlines, tips, and a checklist to avoid penalties, protect your business, and build employee trust.
Caroline RakerFinancial wellness is more than money in the bank—it means understanding your money, making good choices, and feeling secure. When families pass on both money and wisdom, they help their kids build lasting confidence and safety. Statistics show that without guidance, many families lose their wealth in just a generation or two. At Clarity Financial, I help families design a path where financial wellness is shared, not lost.
Caroline RakerERISA, passed in 1974, was created to protect workers’ benefits—especially retirement plans like pensions and 401(k)s. Before ERISA, many employees faced uncertainty. A company could run into financial trouble and suddenly—without warning—benefits they counted on could disappear. ERISA set out to change that by creating standards, safeguards, and accountability for benefit plans.
World Financial Group Insurance Agency, LLC, World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc., World Financial Insurance Agency, LLC and/or WFG Insurance Agency of Puerto Rico, Inc. - collectively WFGIA offer insurance products. Headquarters: 11315 Johns Creek Parkway, Suite 100, Johns Creek, GA 30097-1517. Phone: 770.453.9300. WorldFinancialGroup.com
